6 credits · 6 cards · $1,650 a year at face value

Companion certificates and fares: every card that has one.

Companion certificates are vouchers, not statement credits: the value exists only when you fly that airline with someone, book a qualifying fare class, and pay the companion’s taxes. Unused, they are worth exactly nothing, and their catalog values are deliberately conservative.

Every card with one, sorted by face value.

CardCreditPer yearPaid out asFlags
American Express Delta SkyMiles Reserve Business$650 annual fee Annual Companion Certificate
A CERTIFICATE, not a statement credit: round-trip companion fare in First, Premium Select (added June 2026), Comfort+, or Main on Delta (US/Caribbean/Central America); companion pays ~$22–250 in taxes.
$400 $400 a year, resets on your card anniversary unverified
American Express Delta SkyMiles Reserve$650 annual fee Annual Companion Certificate
A CERTIFICATE, not a statement credit: round-trip companion fare in First, Premium Select (added June 2026), Comfort+, or Main on Delta (US/Caribbean/Central America), and since June 2026 also usable toward Delta Vacations flight portions; companion pays ~$22–250 in taxes.
$400 $400 a year, resets on your card anniversary unverified
American Express Delta SkyMiles Platinum$350 annual fee Annual Companion Certificate
A CERTIFICATE, not a statement credit: round-trip Main Cabin companion fare (discount classes L/U/T/X/V) on Delta within the US/Mexico/Caribbean/Central America; companion pays ~$22–250 in taxes. Since June 2026 also usable toward Delta Vacations flight portions.
$300 $300 a year, resets on your card anniversary unverified
American Express Delta SkyMiles Platinum Business$350 annual fee Annual Companion Certificate
A CERTIFICATE, not a statement credit: round-trip Delta Main companion fare (US/Caribbean/Central America), issued after each card renewal; companion pays ~$22–250 in taxes. Since June 2026 also usable toward Delta Vacations flight portions.
$300 $300 a year, resets on your card anniversary unverified
Bank of America Atmos Rewards Summit Visa Infinite$395 annual fee Global Companion Award (25,000 points)
A 25,000-point discount on a companion’s award ticket each anniversary year (100,000 points after $60,000 spend). Valued at $150; worth nothing to a holder who never books an award for two.
$150 $150 a year, resets on your card anniversary unverified
Bank of America Atmos Rewards Ascent Visa Signature$95 annual fee Companion Fare ($99 + taxes)
Issued each anniversary after $6,000 of spend in the prior cardmember year; a second ticket for $99 plus taxes.
$100 $100 a year, resets on your card anniversary unverified