14 credits · 14 cards · $1,442 a year at face value
Anniversary bonuses: every card that has one.
Anniversary points, miles and cash post automatically each year with nothing to do, which makes them the most reliable value on a card and, valued at conservative cents per point, usually the smallest.
Every card with one, sorted by face value.
| Card | Credit | Per year | Paid out as | Flags |
|---|---|---|---|---|
| Bilt Palladium Card$495 annual fee | $200 Annual Bilt Cash "$200 in annual Bilt Cash deposited automatically at account opening, then each January 1st": spendable in the Bilt app (housing point unlocks, Lyft, Bilt Travel, Grubhub, Walgreens). Expires December 31; up to $100 rolls over. |
$200 | $200 a year, resets on the calendar | unverified |
| Barclays Wyndham Rewards Earner Plus Card$95 annual fee | 15,000 Anniversary Points A points deposit, not a statement credit: 15,000 Wyndham Rewards points each account anniversary, valued at 1¢. |
$150 | $150 a year, resets on your card anniversary | — |
| Barclays Wyndham Rewards Earner Business Card$149 annual fee | 15,000 Anniversary Points A points deposit, not a statement credit: 15,000 Wyndham Rewards points each account anniversary, valued at 1¢. |
$150 | $150 a year, resets on your card anniversary | — |
| Chase Southwest Rapid Rewards Performance Business$299 annual fee | 9,000 Anniversary Points A points deposit, not a statement credit: 9,000 Rapid Rewards points each account anniversary, valued at 1.3¢, worthless if the holder never flies Southwest. |
$117 | $117 a year, resets on your card anniversary | — |
| Capital One Venture X$395 annual fee | 10,000 Anniversary Bonus Miles Deposited automatically starting on the first account anniversary; valued at the 1¢/mile floor ($100), potentially more via transfer partners. |
$100 | $100 a year, resets on your card anniversary | — |
| Capital One Venture X Business$395 annual fee | 10,000 Anniversary Bonus Miles Deposited automatically starting on the first account anniversary; valued at the 1¢/mile floor ($100). |
$100 | $100 a year, resets on your card anniversary | — |
| Chase United Quest$350 annual fee | 10,000-Mile Award Flight Discount A 10,000-mile discount on a United award booking, deposited at each account anniversary; valued at ~$100 (~1 cent/mile). Worth $0 if the user never books United awards. |
$100 | $100 a year, resets on your card anniversary | unverified |
| Chase Southwest Rapid Rewards Priority$229 annual fee | 7,500 Anniversary Points A points deposit, not a statement credit: 7,500 Rapid Rewards points each account anniversary, valued ~1.3c/pt (~$100), worthless if the holder never flies Southwest. NOTE: the $75 Southwest travel credit was ELIMINATED in the July 2025 refresh (last usable 2025-12-31), and the old "4 Upgraded Boardings" became unlimited complimentary Extra Legroom seat upgrades within 48h of departure after the Jan 2026 move to assigned seating, a flight-contingent perk, not a seedable credit. |
$100 | $100 a year, resets on your card anniversary | — |
| American Express Platinum Card for Schwab$895 annual fee | Schwab Appreciation Bonus A statement credit sized to Qualifying Schwab Holdings on the measurement date: $100 at $250k–$1M, $200 at $1M–$10M, $1,000 at $10M+ (or Private Wealth Services). |
$100 | $100 a year, resets on the calendar | unverified |
| Chase Southwest Rapid Rewards Premier$149 annual fee | 6,000 Anniversary Points A points deposit, not a statement credit: 6,000 Rapid Rewards points each account anniversary, valued at 1.3¢, worthless if the holder never flies Southwest. |
$78 | $78 a year, resets on your card anniversary | — |
| Chase Southwest Rapid Rewards Premier Business$149 annual fee | 6,000 Anniversary Points A points deposit, not a statement credit: 6,000 Rapid Rewards points each account anniversary, valued at 1.3¢, worthless if the holder never flies Southwest. |
$78 | $78 a year, resets on your card anniversary | — |
| Barclays JetBlue Plus Card$99 annual fee | 5,000 Anniversary Points A points deposit, not a statement credit: 5,000 TrueBlue points each account anniversary, valued at 1.3¢. |
$65 | $65 a year, resets on your card anniversary | — |
| Barclays JetBlue Business Card$99 annual fee | 5,000 Anniversary Points A points deposit, not a statement credit: 5,000 TrueBlue points each account anniversary, valued at 1.3¢. |
$65 | $65 a year, resets on your card anniversary | — |
| Chase Southwest Rapid Rewards Plus$99 annual fee | 3,000 Anniversary Points A points deposit, not a statement credit: 3,000 Rapid Rewards points each account anniversary, valued at 1.3¢, worthless if the holder never flies Southwest. |
$39 | $39 a year, resets on your card anniversary | — |