American Express · personal card · terms checked 2026-08-31

Is the American Express Marriott Bonvoy Bevy worth its $250 annual fee?

Short answer: the Amex Marriott Bonvoy Bevy has no statement credits to reach, so its $250 fee has to be earned by Marriott Bonvoy Gold Elite status and by the points it earns. Whether that clears $250 depends entirely on how often you use them.

A $250 personal card with no statement credits to audit. Here is what the fee buys instead, and how Worth My Fee prices each piece against your own charges.

$250 to cover, and no credits to do it with

The Amex Marriott Bonvoy Bevy advertises no statement credits at all. Its $250 fee has to be earned by what is listed under “beyond the credits” below and by the points it earns on your spending. The audit values those against your own charges; on this page we can only list them.

Amex Marriott Bonvoy Bevy · the arithmetic

Annual feewhat the card costs to hold$250
Advertised credits0 credits, face value per year$0
Credits toward the fee$0 of $250

Face values from the issuer pages cited below, as of 2026-08-31. Your reachable number comes from your own charges.

Beyond the credits: status, lounges and points

  • Marriott Bonvoy Gold Elite, granted by holding the card. Valued from your observed stays at that chain, and never stacked with status you already hold.
  • Marriott Bonvoy status support: 15 elite nights toward requalification. Worth something only while you are actively chasing that status.

What it earns

Headline rates, with the conservative point value the audit uses. Earning below a no-fee 2% cash-back card is worth nothing extra; only the premium over that counts toward the fee.

RateOnProgram and value
6×Marriott hotelsMarriott Bonvoy at 0.7¢
4×Restaurants worldwide & U.S. supermarkets (first $15k combined) on up to $15,000 a yearMarriott Bonvoy at 0.7¢
2×Everything else

The cheaper card it’s compared with

A verdict on the Amex Marriott Bonvoy Bevy is never just keep or cancel. The audit scores the cheaper card in the family on your same year of charges. If it clears its fee, the verdict is downgrade; if none does, it is cancel, and the report names the best card it rejected.

Downgrade targetFeeCreditsAdvertised
Chase Marriott Bonvoy Boundless$951$200

Questions about the Amex Marriott Bonvoy Bevy’s credits

What is the downgrade option for the Amex Marriott Bonvoy Bevy?

The Chase Marriott Bonvoy Boundless ($95 a year). Worth My Fee scores it on your same year of charges: if a cheaper card clears its fee the verdict is downgrade, and if none does the verdict is cancel.

What does the Amex Marriott Bonvoy Bevy earn on spending?

6× on Marriott hotels and 4× on restaurants worldwide & U.S. supermarkets (first $15k combined), and 2× on everything else. Worth My Fee values Marriott Bonvoy at 0.7¢ per point, and counts only the premium over a no-fee 2% cash-back card toward the fee.

Sources

Issuer and loyalty-program pages first; commentary only where the issuer’s own page is ambiguous. Each link carries the date we last checked it, and a weekly job diffs these pages against the catalog.

Issuer and program pages

Commentary

Which of these would you reach?

Connect the Amex Marriott Bonvoy Bevy and Worth My Fee scores every credit above against your last 12 months of charges, nets out the traps, and gives one verdict: keep, downgrade or cancel. The topline is free.

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