Is the Chase Marriott Bonvoy Bountiful worth its $250 annual fee?
Short answer: the Chase Marriott Bonvoy Bountiful has no statement credits to reach, so its $250 fee has to be earned by Marriott Bonvoy Gold Elite status and by the points it earns. Whether that clears $250 depends entirely on how often you use them.
A $250 personal card with no statement credits to audit. Here is what the fee buys instead, and how Worth My Fee prices each piece against your own charges.
$250 to cover, and no credits to do it with
The Chase Marriott Bonvoy Bountiful advertises no statement credits at all. Its $250 fee has to be earned by what is listed under “beyond the credits” below and by the points it earns on your spending. The audit values those against your own charges; on this page we can only list them.
Chase Marriott Bonvoy Bountiful · the arithmetic
Face values from the issuer pages cited below, as of 2026-09-06. Your reachable number comes from your own charges.
Beyond the credits: status, lounges and points
- Marriott Bonvoy Gold Elite, granted by holding the card. Valued from your observed stays at that chain, and never stacked with status you already hold.
- Marriott Bonvoy status support: 15 elite nights toward requalification. Worth something only while you are actively chasing that status.
What it earns
Headline rates, with the conservative point value the audit uses. Earning below a no-fee 2% cash-back card is worth nothing extra; only the premium over that counts toward the fee.
| Rate | On | Program and value |
|---|---|---|
| 6× | Marriott Bonvoy hotels | Marriott Bonvoy at 0.7¢ |
| 4× | Grocery stores and dining (first $15,000 per year) on up to $15,000 a year | Marriott Bonvoy at 0.7¢ |
| 2× | Everything else |
The cheaper card it’s compared with
A verdict on the Chase Marriott Bonvoy Bountiful is never just keep or cancel. The audit scores the cheaper card in the family on your same year of charges. If it clears its fee, the verdict is downgrade; if none does, it is cancel, and the report names the best card it rejected.
| Downgrade target | Fee | Credits | Advertised |
|---|---|---|---|
| Chase Marriott Bonvoy Boundless | $95 | 1 | $200 |
Questions about the Chase Marriott Bonvoy Bountiful’s credits
What is the downgrade option for the Chase Marriott Bonvoy Bountiful?
The Chase Marriott Bonvoy Boundless ($95 a year). Worth My Fee scores it on your same year of charges: if a cheaper card clears its fee the verdict is downgrade, and if none does the verdict is cancel.
What does the Chase Marriott Bonvoy Bountiful earn on spending?
6× on Marriott Bonvoy hotels and 4× on grocery stores and dining (first $15,000 per year), and 2× on everything else. Worth My Fee values Marriott Bonvoy at 0.7¢ per point, and counts only the premium over a no-fee 2% cash-back card toward the fee.
Sources
Issuer and loyalty-program pages first; commentary only where the issuer’s own page is ambiguous. Each link carries the date we last checked it, and a weekly job diffs these pages against the catalog.
Issuer and program pages
- Chase — Marriott Bonvoy Bountiful official page ($250; Gold Elite; 15 Elite Night Credits; free night only after $15,000 of spend) creditcards.chase.com · checked 2026-09-06
Which of these would you reach?
Connect the Chase Marriott Bonvoy Bountiful and Worth My Fee scores every credit above against your last 12 months of charges, nets out the traps, and gives one verdict: keep, downgrade or cancel. The topline is free.
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